A Medicare Select Plan is a Medicare Supplement plan with one variation.
If you have a Medicare Advantage plan, it's probably because there is no monthly premium. But remember, there will be a charge when you need medical care. There is an easy and inexpensive way to make sure you are protected from these costs.
If you are enrolled in a Medicare Advantage plan, you most likely have access to a SilverSneakers fitness program. Since the main goal of Medicare Advantage plans is to keep you healthy, one of the medicare benefits they often provide is a free gym membership.
If you have decided you want a Medicare Supplement, you have most likely been researching the difference between the standardized plans. One of the differences between them is the Excess Charge coverage.
Unless you have employer group coverage, you will most likely be enrolling in Medicare Parts A and B when you turn 65. Medicare is basically a good health insurance plan, however it does have some sizeable gaps. These gaps are the deductibles and copays you will have to pay if you need any health-related services in or out of the hospital.
Most people choose either a Medicare Advantage Plan or a Medicare Supplement to fill in those gaps. Both are good types of coverage but you need to understand the differences.