By now, you already know Medicare and Medicare Supplements don’t cover any dental expenses. Advantage plans have a very limited dental benefit as well. So, for my clients who need dental care, I usually recommend a dental savings plan over dental insurance and here’s why.
If you have a Medicare Advantage plan, it's probably because there is no monthly premium. But remember, there will be a charge when you need medical care. There is an easy and inexpensive way to make sure you are protected from these costs.
Overall, Medicare is a pretty good health insurance plan. Especially when you combine it with a Medicare Supplement or Advantage plan. However, there are still a few gaps that aren’t covered.
Dental services are one of them.
If you have decided you want a Medicare Supplement, your next decision is what Plan you want to have. You can easily compare Medicare Supplement plans below.
So, what happens with Medicare and your health insurance when you’re turning 65 but plan to work until you’re 66?